Director of Product, AI Underwriting
Arive
About the role
ARIVE, a mortgage fintech platform, is seeking a Director of Product for AI Underwriting to own the governance and validation of its AI-driven underwriting engine. This is a rules-and-compliance role at the center of automated mortgage decisioning: the director reviews, tests, and verifies ARIVE's AI underwriting rules against the agency guides and each investor's guidelines and overlays, approves rules before release, and re-verifies them as guidelines change.
The role verifies the AI agents' autonomous actions with the same rigor expected of a senior human underwriter, ensuring every automated issue resolution is correct and guideline-compliant. It works directly with lender credit and underwriting teams, and with the agencies where applicable, to confirm rule accuracy, reconcile interpretation differences, and maintain lender-specific rule sets as the source of truth. The director owns Pre-Underwrite outputs end to end, including audit findings, checklists, conditions, and the agents' autonomous issue resolutions, triaging errors and driving root-cause fixes. The work also includes reviewing prompts, reasoning about agent behavior, and contributing to model and agent evaluations.
- Deep, demonstrated experience in detailed underwriting analysis, including full-file review across income, asset, credit, and collateral disciplines at senior scope
- 10+ years in mortgage underwriting and/or agency credit policy; a bachelor's or master's degree is a strong plus
- Mastery of agency guidelines, including the Fannie Mae Selling Guide, Freddie Mac Seller/Servicer Guide, and FHA Handbook 4000.1, with VA and USDA experience valued and Non-QM underwriting experience strongly preferred
- Wholesale/TPO or correspondent lending background strongly preferred, including collaboration with lender underwriters, account executives, and setup teams
- Working knowledge of AI and LLM platforms and tools, with the ability to review prompts, reason about agent behavior, and contribute to evaluations
HOW TO APPLY
https://www.ai-governance-jobs.com/jobs/director-of-product-ai-underwriting-arive-san-ramon-ca/
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Posted
08/14/2026
Functions
Compliance, Director
Industry
Innovation & Tech
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Questions about this role
Who is hiring for the Director of Product, AI Underwriting role?
Arive is hiring a Director of Product, AI Underwriting, based in San Ramon, CA. The posting was placed by the organization hiring or the search firm it retained, not copied from another board.
Where is the Director of Product, AI Underwriting job located?
San Ramon, CA. This position is hybrid.
Is the Director of Product, AI Underwriting role remote, hybrid or on-site?
This role is hybrid, so it combines time on-site with time working remotely.
What does the Director of Product, AI Underwriting role pay?
The posting states $160,000 to $200,000. Where a range is given, the figure a candidate is offered inside it usually depends on experience.
How do I apply for the Director of Product, AI Underwriting role?
Apply directly to Arive through the link on this page. The application goes to the employer, not to us, and we do not sit in the middle of it.
Will an algorithm screen out my application?
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When was the Director of Product, AI Underwriting job posted?
This role was posted on October 8, 2026.
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